/* ==========================================================================
   Grupo Revisa — base compartilhada. Cada site define seus tokens antes deste arquivo.
   ========================================================================== */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f-body);font-size:var(--fs);line-height:1.6;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:hidden}
img,svg{max-width:100%}
a{color:inherit}
button,input,select,textarea{font:inherit;color:inherit}
[hidden]{display:none!important}
h1,h2,h3,h4{font-family:var(--f-display);font-weight:var(--h-weight);letter-spacing:var(--h-track);line-height:1.12;margin:0;text-wrap:balance;color:var(--ink)}
h1{font-size:var(--h1)}
h2{font-size:var(--h2)}
h3{font-size:var(--h3);line-height:1.25}
h4{font-size:1.05rem;line-height:1.3}
p{margin:0}
.lead{font-size:1.15em;color:var(--ink-2);line-height:1.6;max-width:62ch}
.muted{color:var(--ink-2)}
.small{font-size:.875rem}
.num{font-variant-numeric:tabular-nums}
.mono{font-family:var(--f-mono);font-size:.8em;letter-spacing:0}
.skip{position:absolute;left:-999px;top:8px;background:var(--cta);color:var(--cta-ink);padding:10px 16px;border-radius:var(--r);z-index:100}
.skip:focus{left:12px}
:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:4px}
.ico{width:1.25em;height:1.25em;flex:none;vertical-align:middle}

/* Layout */
.wrap{width:100%;max-width:var(--maxw);margin-inline:auto;padding-inline:20px}
.wrap-narrow{max-width:820px}
.sec{padding-block:clamp(56px,8vw,104px)}
.sec-tight{padding-block:clamp(40px,5vw,64px)}
.sec-alt{background:var(--bg-2)}
.sec-dark{background:var(--brand);color:var(--brand-ink)}
.sec-dark h1,.sec-dark h2,.sec-dark h3,.sec-dark h4{color:var(--brand-ink)}
.sec-dark .lead,.sec-dark .muted{color:var(--brand-muted)}
.sec-head{display:grid;gap:14px;max-width:760px;margin-bottom:clamp(32px,4vw,52px)}
.sec-head.center{margin-inline:auto;text-align:center;justify-items:center}
.sec-head-row{display:flex;justify-content:space-between;align-items:end;gap:24px;flex-wrap:wrap;margin-bottom:clamp(28px,4vw,44px)}
.sec-head-row .sec-head{margin-bottom:0}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--f-ui);font-size:.78rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-text)}
.sec-dark .eyebrow{color:var(--accent-on-dark)}
.grid{display:grid;gap:var(--gap,20px)}
.g2{grid-template-columns:repeat(auto-fit,minmax(min(100%,420px),1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr))}
.split{display:grid;gap:clamp(32px,5vw,72px);grid-template-columns:1fr}
@media(min-width:960px){.split{grid-template-columns:1.05fr .95fr;align-items:center}.split.top{align-items:start}.split.wide-l{grid-template-columns:1.3fr .7fr}.split.wide-r{grid-template-columns:.8fr 1.2fr}}
.split>*{min-width:0}
.stack{display:grid;gap:var(--gap,16px)}
.row{display:flex;gap:12px;flex-wrap:wrap;align-items:center}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:48px;padding:12px 22px;border-radius:var(--r-btn);
  font-family:var(--f-ui);font-weight:700;font-size:.98rem;text-decoration:none;border:1.5px solid transparent;cursor:pointer;
  transition:background .18s,border-color .18s,color .18s,transform .18s;white-space:nowrap}
.btn:active{transform:translateY(1px)}
.btn-primary{background:var(--cta);color:var(--cta-ink)}
.btn-primary:hover{background:var(--cta-hover)}
.btn-ghost{border-color:var(--line-strong);color:var(--ink);background:transparent}
.btn-ghost:hover{border-color:var(--ink)}
.sec-dark .btn-ghost,.on-dark .btn-ghost{border-color:var(--brand-line);color:var(--brand-ink)}
.sec-dark .btn-ghost:hover,.on-dark .btn-ghost:hover{border-color:var(--brand-ink)}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:var(--wa-hover)}
.btn-lg{min-height:56px;padding:14px 28px;font-size:1.05rem}
.btn-block{width:100%}
.link-arrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--f-ui);font-weight:700;color:var(--accent-text);text-decoration:none}
.link-arrow .ico{transition:transform .18s}
.link-arrow:hover .ico{transform:translateX(3px)}
.sec-dark .link-arrow{color:var(--accent-on-dark)}

/* Header */
.hdr{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--hdr-bg);backdrop-filter:saturate(1.4) blur(10px);-webkit-backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}
.hdr.scrolled{box-shadow:0 6px 24px -12px rgba(10,20,30,.25)}
.topbar{background:var(--brand);color:var(--brand-muted);font-family:var(--f-ui);font-size:.82rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;min-height:36px;align-items:center}
.topbar a{color:var(--brand-ink);text-decoration:none}
.topbar .row{gap:18px}
@media(max-width:720px){.topbar .hide-sm{display:none}}
.hdr-in{display:flex;align-items:center;gap:20px;min-height:72px}
.logo{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);flex:none}
.mark{width:34px;height:34px}
.mark-bg{fill:var(--logo-bg)}
.mark-fg{fill:none;stroke:var(--logo-fg);stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}
.wm{font-family:var(--f-ui);font-weight:800;font-size:1.32rem;letter-spacing:-.02em;line-height:1}
.wm b{font-weight:800;color:var(--logo-accent)}
.logo small{display:block;font-family:var(--f-ui);font-size:.66rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);margin-top:3px}
.nav{margin-left:auto;display:flex;align-items:center;gap:4px}
.nav>ul{display:flex;list-style:none;margin:0;padding:0;gap:2px}
.nav a.nl,.nav button.nl{display:inline-flex;align-items:center;gap:6px;padding:10px 12px;border-radius:8px;font-family:var(--f-ui);font-weight:600;font-size:.95rem;
  color:var(--ink);text-decoration:none;background:none;border:0;cursor:pointer}
.nav a.nl:hover,.nav button.nl:hover,.nav .open>button.nl{background:var(--bg-2)}
.nav .active>.nl{color:var(--accent-text)}
.nav .nl .ico{width:16px;height:16px;transition:transform .2s}
.nav .open>.nl .ico{transform:rotate(180deg)}
.has-dd{position:relative}
.dd{position:absolute;top:calc(100% + 8px);left:50%;transform:translate(-50%,6px);background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);
  box-shadow:0 24px 60px -20px rgba(10,20,30,.28);padding:10px;min-width:300px;opacity:0;visibility:hidden;transition:opacity .16s,transform .16s,visibility .16s}
.has-dd.open .dd{opacity:1;visibility:visible;transform:translate(-50%,0)}
.dd a{display:flex;gap:12px;align-items:flex-start;padding:10px 12px;border-radius:10px;text-decoration:none;color:var(--ink)}
.dd a:hover{background:var(--bg-2)}
.dd a .ico{color:var(--accent-text);margin-top:2px}
.dd a strong{display:block;font-family:var(--f-ui);font-size:.95rem;font-weight:700}
.dd a span{display:block;font-size:.84rem;color:var(--ink-2);line-height:1.4}
.dd.mega{display:grid;grid-template-columns:repeat(3,minmax(200px,1fr));min-width:720px;gap:2px}
.dd.mega a{align-items:center}
.dd.mega a strong{font-weight:600}
.dd-foot{grid-column:1/-1;border-top:1px solid var(--line);margin-top:6px;padding:10px 12px 4px}
.hdr-cta{margin-left:8px}
.burger{display:none;margin-left:auto;width:46px;height:46px;border-radius:10px;border:1px solid var(--line);background:var(--surface);align-items:center;justify-content:center;cursor:pointer}
.burger .ico{width:22px;height:22px}
@media(max-width:1080px){
  .nav,.hdr-cta{display:none}
  .burger{display:inline-flex}
  .nav-open .nav{display:flex;position:fixed;inset:calc(env(safe-area-inset-top,0px) + 72px) 0 0 0;background:var(--surface);flex-direction:column;align-items:stretch;
    padding:12px 20px calc(24px + env(safe-area-inset-bottom,0px));overflow:auto;border-top:1px solid var(--line)}
  .nav-open .nav>ul{flex-direction:column;gap:0}
  .nav-open .nav a.nl,.nav-open .nav button.nl{width:100%;justify-content:space-between;padding:16px 4px;font-size:1.08rem;border-bottom:1px solid var(--line);border-radius:0}
  .nav-open .dd{position:static;transform:none;opacity:1;visibility:visible;box-shadow:none;border:0;min-width:0;padding:4px 0 12px;display:none}
  .nav-open .has-dd.open .dd{display:grid;transform:none}
  .nav-open .dd.mega{grid-template-columns:1fr}
  .nav-open .nav .m-cta{display:grid;gap:10px;margin-top:20px}
  body.nav-open{overflow:hidden}
}
.nav .m-cta{display:none}

/* Breadcrumbs + page hero */
.crumbs{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-family:var(--f-ui);font-size:.85rem;color:var(--ink-3)}
.crumbs a{color:var(--ink-2);text-decoration:none}
.crumbs a:hover{color:var(--ink);text-decoration:underline}
.crumbs .sep{opacity:.5}
.sec-dark .crumbs,.on-dark .crumbs{color:var(--brand-muted)}
.sec-dark .crumbs a,.on-dark .crumbs a{color:var(--brand-ink)}
.phero{padding-block:clamp(40px,6vw,80px) clamp(40px,6vw,72px);border-bottom:1px solid var(--line);background:var(--phero-bg)}
.phero .crumbs{margin-bottom:24px}
.phero h1{max-width:20ch}
.phero .lead{margin-top:18px}
.phero .row{margin-top:28px}
.phero.on-dark{background:var(--brand);color:var(--brand-ink);border-bottom:0}
.phero.on-dark h1{color:var(--brand-ink)}
.phero.on-dark .lead{color:var(--brand-muted)}
.phero.on-dark .eyebrow{color:var(--accent-on-dark)}

/* Cards */
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(20px,2.4vw,28px);display:flex;flex-direction:column;gap:12px;min-width:0}
.card h3{font-size:1.2rem}
.card p{color:var(--ink-2)}
.card-link{text-decoration:none;color:inherit;transition:border-color .18s,transform .18s,box-shadow .18s}
.card-link:hover{border-color:var(--line-strong);transform:translateY(-2px);box-shadow:0 18px 40px -24px rgba(10,20,30,.35)}
.card-link .link-arrow{margin-top:auto;padding-top:6px}
.card .ico-box{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:var(--accent-soft);color:var(--accent-text)}
.card .ico-box .ico{width:24px;height:24px}
.sec-dark .card{background:var(--brand-2);border-color:var(--brand-line)}
.sec-dark .card p{color:var(--brand-muted)}
.sec-dark .card h3{color:var(--brand-ink)}
.chip{display:inline-flex;align-items:center;gap:6px;padding:4px 10px;border-radius:999px;font-family:var(--f-ui);font-size:.76rem;font-weight:700;letter-spacing:.02em;
  background:var(--bg-2);color:var(--ink-2);border:1px solid var(--line);white-space:nowrap}
.chip-accent{background:var(--accent-soft);color:var(--accent-text);border-color:transparent}
.chips{display:flex;flex-wrap:wrap;gap:6px}

/* Lists */
.checks{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.checks li{display:grid;grid-template-columns:24px 1fr;gap:12px;align-items:start}
.checks li::before{content:"";width:22px;height:22px;margin-top:2px;border-radius:50%;background:var(--accent-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat}
.checks.x li::before{background:var(--danger-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='3' stroke-linecap='round'%3E%3Cpath d='M18 6 6 18M6 6l12 12'/%3E%3C/svg%3E") center/11px no-repeat}
.sec-dark .checks li::before{background-color:var(--brand-line);filter:invert(1)}

/* Stats */
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,200px),1fr));gap:0;border-top:1px solid var(--line)}
.stat{padding:24px 20px 4px 0;display:grid;gap:6px;align-content:start}
.stat b{font-family:var(--f-display);font-weight:var(--h-weight);font-size:clamp(2rem,3.6vw,2.8rem);line-height:1;letter-spacing:-.02em;font-variant-numeric:tabular-nums;color:var(--ink)}
.stat span{color:var(--ink-2);font-size:.95rem;max-width:26ch}
.sec-dark .stats{border-color:var(--brand-line)}
.sec-dark .stat b{color:var(--brand-ink)}
.sec-dark .stat span{color:var(--brand-muted)}

/* Steps (processo real, em ordem) */
.steps{list-style:none;margin:0;padding:0;display:grid;gap:0;counter-reset:st;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr))}
.steps li{counter-increment:st;position:relative;padding:28px 24px 8px 0;border-top:2px solid var(--line)}
.steps li::before{content:counter(st,decimal-leading-zero);display:block;font-family:var(--f-mono);font-size:.82rem;font-weight:600;color:var(--accent-text);margin-bottom:12px;letter-spacing:.04em}
.steps li h3{font-size:1.12rem;margin-bottom:8px}
.steps li p{color:var(--ink-2);font-size:.96rem}
.sec-dark .steps li{border-color:var(--brand-line)}
.sec-dark .steps li::before{color:var(--accent-on-dark)}
.sec-dark .steps li p{color:var(--brand-muted)}

/* FAQ */
.faq{display:grid;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:20px 0;cursor:pointer;font-family:var(--f-ui);font-weight:700;font-size:1.05rem}
.faq summary::-webkit-details-marker{display:none}
.faq .faq-ico{transition:transform .2s;color:var(--accent-text)}
.faq details[open] .faq-ico{transform:rotate(45deg)}
.faq-a{padding:0 0 22px;color:var(--ink-2);max-width:72ch}
.faq-a p+p{margin-top:10px}

/* Callouts + tables */
.callout{display:grid;grid-template-columns:auto 1fr;gap:14px;padding:18px 20px;border-radius:var(--r);background:var(--accent-soft);color:var(--ink)}
.callout .ico{color:var(--accent-text);margin-top:2px}
.callout.warn{background:var(--warn-soft)}
.callout.warn .ico{color:var(--warn)}
.callout p{color:var(--ink)}
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r);background:var(--surface)}
table{border-collapse:collapse;width:100%;font-size:.95rem}
th,td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-family:var(--f-ui);font-size:.8rem;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-2);background:var(--bg-2)}
tr:last-child td{border-bottom:0}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}

/* Prose (artigos) */
.prose{font-size:1.06rem;line-height:1.75;max-width:70ch}
.prose>*+*{margin-top:1.1em}
.prose h2{font-size:1.6rem;margin-top:2em}
.prose h3{font-size:1.22rem;margin-top:1.6em}
.prose ul,.prose ol{padding-left:1.3em}
.prose li+li{margin-top:.4em}
.prose a{color:var(--accent-text);text-decoration-thickness:1px;text-underline-offset:3px}
.prose blockquote{margin:1.6em 0;padding:4px 0 4px 20px;border-left:3px solid var(--accent);font-family:var(--f-display);font-size:1.2rem;color:var(--ink)}
.prose .callout,.prose .table-wrap{margin-block:1.6em}
.prose strong{color:var(--ink)}
.art-layout{display:grid;gap:48px}
@media(min-width:1040px){.art-layout{grid-template-columns:minmax(0,1fr) 280px}}
.toc{position:sticky;top:110px;display:grid;gap:4px;align-self:start;font-family:var(--f-ui);font-size:.9rem}
.toc b{font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-3);margin-bottom:8px}
.toc a{color:var(--ink-2);text-decoration:none;padding:6px 0 6px 14px;border-left:2px solid var(--line);line-height:1.35}
.toc a:hover{color:var(--ink)}
.toc a.on{color:var(--accent-text);border-color:var(--accent)}
@media(max-width:1039px){.toc{position:static;padding:20px;border:1px solid var(--line);border-radius:var(--r);background:var(--surface)}}
.art-meta{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;color:var(--ink-2);font-family:var(--f-ui);font-size:.9rem;margin-top:20px}
.art-meta span{display:inline-flex;gap:6px;align-items:center}
.author{display:grid;grid-template-columns:56px 1fr;gap:16px;padding:22px;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface);margin-top:48px;max-width:70ch}
.author .av{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:var(--brand);color:var(--brand-ink)}

/* Blog cards */
.post{display:flex;flex-direction:column;gap:12px;text-decoration:none;color:inherit;padding-bottom:20px;border-bottom:1px solid var(--line)}
.post .thumb{aspect-ratio:16/9;border-radius:var(--r);overflow:hidden;position:relative;display:grid;place-items:center;max-width:100%}
.post .thumb .ico{width:44px;height:44px;opacity:.95}
.post h3{font-size:1.2rem;transition:color .15s}
.post:hover h3{color:var(--accent-text)}
.post p{color:var(--ink-2);font-size:.96rem}
.post .meta{display:flex;gap:10px;align-items:center;font-family:var(--f-ui);font-size:.82rem;color:var(--ink-3)}
.filters{display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.filters button{border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:8px 16px;font-family:var(--f-ui);font-weight:600;font-size:.9rem;cursor:pointer;color:var(--ink-2)}
.filters button:hover{border-color:var(--line-strong);color:var(--ink)}
.filters button[aria-pressed="true"]{background:var(--ink);border-color:var(--ink);color:var(--bg)}
.searchbox{display:flex;align-items:center;gap:10px;border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:0 16px;min-height:44px;min-width:min(100%,280px)}
.searchbox input{border:0;outline:0;background:transparent;min-width:0;flex:1;padding:10px 0}
.empty{padding:40px;text-align:center;color:var(--ink-2);border:1px dashed var(--line-strong);border-radius:var(--r-lg)}

/* Forms */
.form{display:grid;gap:16px}
.form .two{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(min(100%,220px),1fr))}
.field{display:grid;gap:6px;min-width:0}
.field label,.field .lbl{font-family:var(--f-ui);font-weight:700;font-size:.9rem;color:var(--ink)}
.field .hint{font-size:.82rem;color:var(--ink-3)}
.field input,.field select,.field textarea{width:100%;min-height:50px;padding:12px 14px;border-radius:var(--r);border:1.5px solid var(--line-strong);background:var(--field-bg);
  font-size:1rem;transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--accent);box-shadow:0 0 0 3px var(--accent-soft)}
.field.err input,.field.err select,.field.err textarea{border-color:var(--danger)}
.field .msg{font-size:.84rem;color:var(--danger);display:none}
.field.err .msg{display:block}
.check{display:grid;grid-template-columns:22px 1fr;gap:10px;align-items:start;font-size:.9rem;color:var(--ink-2);cursor:pointer}
.check input{width:20px;height:20px;margin:2px 0 0;accent-color:var(--cta)}
.check.err{color:var(--danger)}
.form-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(22px,3vw,36px);box-shadow:0 30px 80px -40px rgba(10,20,30,.35);color:var(--ink)}
.form-card h2,.form-card h3{color:var(--ink)}
.form-ok{display:grid;gap:12px;justify-items:start;padding:8px 0}
.form-ok .ico-ok{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;background:var(--ok-soft);color:var(--ok)}
.form-ok .ico-ok .ico{width:28px;height:28px}
.secure{display:flex;gap:8px;align-items:center;font-size:.82rem;color:var(--ink-3)}

/* Bars ("onde está o dinheiro") */
.bars{display:grid;gap:18px}
.bar{display:grid;gap:8px}
.bar-top{display:flex;justify-content:space-between;gap:16px;align-items:baseline}
.bar-top strong{font-family:var(--f-ui);font-size:1rem}
.bar-top .num{font-family:var(--f-mono);font-weight:600;font-size:.95rem;color:var(--accent-text)}
.bar-track{height:10px;border-radius:999px;background:var(--bg-2);overflow:hidden}
.bar-fill{height:100%;border-radius:999px;background:var(--accent);transform-origin:left;animation:grow 1s cubic-bezier(.2,.7,.2,1) both}
.bar p{font-size:.9rem;color:var(--ink-2)}
@keyframes grow{from{transform:scaleX(.15)}to{transform:scaleX(1)}}

/* CTA band */
.cta-band{background:var(--brand);color:var(--brand-ink);border-radius:var(--r-xl);padding:clamp(28px,5vw,56px);display:grid;gap:24px;align-items:center;overflow:hidden;position:relative}
@media(min-width:880px){.cta-band{grid-template-columns:1.4fr auto}}
.cta-band h2{color:var(--brand-ink);font-size:clamp(1.6rem,3vw,2.3rem)}
.cta-band p{color:var(--brand-muted);margin-top:10px;max-width:56ch}
.cta-band .row{justify-content:flex-start}

/* Footer */
.ftr{background:var(--ftr-bg);color:var(--ftr-muted);padding-block:64px 32px;font-size:.94rem}
.ftr a{color:var(--ftr-muted);text-decoration:none}
.ftr a:hover{color:var(--ftr-ink);text-decoration:underline}
.ftr-grid{display:grid;gap:36px;grid-template-columns:repeat(auto-fit,minmax(min(100%,180px),1fr))}
.ftr-grid>div:first-child{grid-column:span 2}
@media(max-width:560px){.ftr-grid>div:first-child{grid-column:auto}}
.ftr h4{color:var(--ftr-ink);font-family:var(--f-ui);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}
.ftr ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.ftr .logo{color:var(--ftr-ink)}
.ftr .logo .mark-bg{fill:var(--ftr-logo-bg)}
.ftr .logo .mark-fg{stroke:var(--ftr-logo-fg)}
.ftr-about{max-width:42ch;margin-top:16px;line-height:1.6}
.ftr-bottom{display:flex;flex-wrap:wrap;gap:12px 24px;justify-content:space-between;border-top:1px solid var(--ftr-line);margin-top:48px;padding-top:24px;font-size:.84rem}
.ftr-group{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin-top:20px}
.ftr-group a{display:inline-flex;padding:6px 12px;border:1px solid var(--ftr-line);border-radius:999px;font-family:var(--f-ui);font-weight:700;font-size:.8rem}
.ftr-group a:hover{text-decoration:none;border-color:var(--ftr-muted)}
.disclaimer{font-size:.8rem;line-height:1.55;color:var(--ftr-faint);margin-top:20px;max-width:110ch}

/* WhatsApp flutuante */
.float-wa{position:fixed;right:16px;bottom:calc(16px + env(safe-area-inset-bottom,0px));z-index:60;display:inline-flex;align-items:center;gap:10px;padding:14px 18px;border-radius:999px;
  background:var(--wa);color:#fff;text-decoration:none;font-family:var(--f-ui);font-weight:700;box-shadow:0 14px 34px -10px rgba(0,0,0,.45)}
.float-wa .ico{width:24px;height:24px}
.float-wa:hover{background:var(--wa-hover)}
@media(max-width:560px){.float-wa span{display:none}.float-wa{padding:16px}}

/* Utilidades */
.mt-0{margin-top:0}.mt-1{margin-top:8px}.mt-2{margin-top:16px}.mt-3{margin-top:24px}.mt-4{margin-top:32px}.mt-5{margin-top:48px}
.center{text-align:center}
.hr{height:1px;background:var(--line);border:0;margin:0}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.reveal{animation:rise .7s cubic-bezier(.2,.7,.2,1) both}
@keyframes rise{from{transform:translateY(10px);opacity:.001}to{transform:none;opacity:1}}

/* ==========================================================================
   Refinamento v2 — menos "template": rótulos discretos, menos caixas e pílulas,
   listas com traço, filtros em abas, sem animações de entrada.
   ========================================================================== */
.reveal{animation:none}
.eyebrow{text-transform:none;letter-spacing:0;font-size:.92rem;font-weight:600;gap:10px}
.eyebrow::before{content:"";width:18px;height:1.5px;background:currentColor;flex:none}
.eyebrow .ico{display:none}
.sec-head.center .eyebrow::before{display:none}
.card .ico-box{width:auto;height:auto;background:none;border-radius:0;place-items:start;color:var(--accent-text)}
.card .ico-box .ico{width:26px;height:26px}
.sec-dark .card .ico-box{color:var(--accent-on-dark)}
.card-link:hover{transform:none;box-shadow:none;border-color:var(--ink)}
.sec-dark .card-link:hover{border-color:var(--brand-ink)}
.form-card{box-shadow:0 1px 2px rgba(10,20,30,.06)}
.chips{gap:2px 0;align-items:center}
.chip{background:none;border:0;padding:0;border-radius:0;font-weight:600;font-size:.84rem;color:var(--ink-3);letter-spacing:0}
.chips .chip+.chip::before{content:"·";margin:0 8px;color:var(--line-strong)}
.chip-accent{color:var(--accent-text);background:none}
.checks li{grid-template-columns:18px 1fr}
.checks li::before{width:14px;height:2px;margin-top:.8em;border-radius:0;background:var(--accent)}
.checks.x li::before{background:var(--danger)}
.sec-dark .checks li::before{background:var(--accent-on-dark);filter:none}
.filters{gap:0 26px;border-bottom:1px solid var(--line);align-items:flex-end;margin-bottom:8px}
.filters button{border:0;background:none;border-radius:0;padding:12px 0;margin-bottom:-1px;border-bottom:2px solid transparent;color:var(--ink-2);font-weight:600;font-size:.95rem}
.filters button:hover{color:var(--ink);border-bottom-color:var(--line-strong)}
.filters button[aria-pressed="true"]{background:none;color:var(--ink);border-bottom-color:var(--ink)}
.filter-select{margin-left:auto;position:relative;display:inline-flex;align-items:center}
.filter-select select{appearance:none;-webkit-appearance:none;border:0;background:transparent;font:600 .95rem var(--f-ui);color:var(--ink);padding:12px 22px 12px 0;cursor:pointer}
.filter-select::after{content:"";position:absolute;right:2px;top:50%;width:7px;height:7px;border-right:1.5px solid var(--ink-2);border-bottom:1.5px solid var(--ink-2);transform:translateY(-70%) rotate(45deg);pointer-events:none}
@media(max-width:700px){.filters{overflow-x:auto;flex-wrap:nowrap;white-space:nowrap}.filter-select{margin-left:0}}
.social{display:flex;gap:6px;margin-top:20px}
.social a{width:40px;height:40px;display:grid;place-items:center;border:1px solid var(--ftr-line);border-radius:var(--r);color:var(--ftr-ink)}
.social a:hover{border-color:var(--ftr-muted);text-decoration:none}
.social .ico{width:18px;height:18px}
.ftr-group a{border-radius:var(--r)}
.post .thumb{border-radius:var(--r)}
/* Lista de cases em formato de registro */
.case-head,.case-row{display:grid;gap:8px 28px;grid-template-columns:minmax(0,2.2fr) minmax(0,1fr) minmax(0,.8fr) minmax(0,1fr)}
.case-head{padding:18px 0 10px;border-bottom:1px solid var(--ink);font-family:var(--f-ui);font-size:.8rem;font-weight:700;color:var(--ink-3)}
.case-head span:last-child,.cr-val{text-align:right}
.case-row{padding:22px 0;border-bottom:1px solid var(--line);align-items:start}
.case-row h3{font-family:var(--f-ui);font-size:1.05rem;font-weight:700;letter-spacing:-.005em}
.case-row p{color:var(--ink-2);font-size:.94rem;margin-top:4px;max-width:58ch}
.cr-meta{display:grid;gap:2px;font-size:.92rem;color:var(--ink-2)}
.cr-serv{font-size:.92rem;font-weight:600;color:var(--accent-text)}
.cr-val b{display:block;font-family:var(--f-display);font-weight:var(--h-weight);font-size:1.5rem;letter-spacing:-.02em;line-height:1.1;font-variant-numeric:tabular-nums;white-space:nowrap}
.cr-val span{font-size:.84rem;color:var(--ink-3)}
@media(max-width:820px){.case-head{display:none}.case-row{grid-template-columns:1fr auto}.cr-main{grid-column:1/-1}.cr-val{grid-row:2/4;grid-column:2;align-self:end}.cr-meta{grid-row:2}.cr-serv{grid-row:3;grid-column:1;align-self:end}.cr-meta{display:flex;gap:4px 12px;flex-wrap:wrap}}

/* Fotos */
.photo-band{margin:clamp(28px,4vw,48px) 0 0;display:grid;gap:10px}
.photo-band img{width:100%;max-width:100%;aspect-ratio:21/8;object-fit:cover;border-radius:var(--r-lg);display:block;background:var(--bg-2)}
.photo-band figcaption{font-size:.84rem;color:var(--ink-3)}
@media(max-width:700px){.photo-band img{aspect-ratio:4/3}}
.post .thumb.has-img{background:var(--bg-2)}
.post .thumb.has-img::before{content:none}
.post .thumb.has-img img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .5s}
.post:hover .thumb.has-img img{transform:scale(1.03)}
.post .thumb.has-img .cat{z-index:1;background:rgba(0,0,0,.55);color:#fff;padding:3px 8px;border-radius:3px;font-family:var(--f-ui);font-size:.74rem;font-weight:700;letter-spacing:0;text-transform:none}
.split-photo img{width:100%;max-width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:var(--r-lg);display:block}

img{height:auto}


/* ==========================================================================
   Celular primeiro (v3) — páginas mais curtas e leves no telefone.
   ========================================================================== */
.cj>*,.vs>*,.sim>*,.calc>*,.split>*{min-width:0}
.gauge-l{flex-wrap:wrap;gap:4px 10px}
@media(max-width:640px){
  body{font-size:calc(var(--fs) - .5px)}
  .topbar{display:none}
  .hdr-in{min-height:62px}
  .nav-open .nav{inset:calc(env(safe-area-inset-top,0px) + 62px) 0 0 0}
  .sec{padding-block:44px}
  .sec-tight{padding-block:28px}
  .sec-head{margin-bottom:22px;gap:10px}
  .sec-head-row{margin-bottom:20px;gap:12px}
  .lead{font-size:1.04em}
  .phero{padding-block:24px 28px}
  .phero .crumbs{margin-bottom:12px}
  .phero .lead{margin-top:12px}
  .phero .row{margin-top:18px}
  .row .btn-lg{width:100%}
  .split{gap:28px}
  .stats{grid-template-columns:1fr 1fr}
  .stat{padding:16px 12px 2px 0}
  .stat b{font-size:1.65rem}
  .stat span{font-size:.86rem}
  .steps li{padding:18px 0 2px}
  .steps li::before{margin-bottom:6px}
  .card{padding:18px}
  .form-card{padding:20px}
  .cta-band{padding:24px 20px;gap:18px}
  .faq summary{padding:16px 0;font-size:1rem}
  .photo-band{margin-top:18px}
  .photo-band img{aspect-ratio:16/9}
  .toc{display:none}
  .author{margin-top:32px}
  /* Carrosséis com rolagem lateral no lugar de listas longas */
  .grid:has(> .post):not(#post-list),.grid:has(> .quote),.grid:has(> .case):not(#case-list){display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:16px;
    margin-inline:-20px;padding-inline:20px;padding-bottom:6px;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .grid:has(> .post):not(#post-list)::-webkit-scrollbar,.grid:has(> .quote)::-webkit-scrollbar,.grid:has(> .case)::-webkit-scrollbar{display:none}
  .grid:has(> .post):not(#post-list) > *,.grid:has(> .quote) > *,.grid:has(> .case):not(#case-list) > *{flex:0 0 84%;scroll-snap-align:start}
  .post{border-bottom:0;padding-bottom:0}
  /* Grades de atalhos compactas: só ícone e título */
  .grid.g3:has(> .card-link:nth-child(4)){grid-template-columns:1fr 1fr;--gap:10px}
  .grid.g3:has(> .card-link:nth-child(4)) > .card-link{padding:14px;gap:8px}
  .grid.g3:has(> .card-link:nth-child(4)) > .card-link p,.grid.g3:has(> .card-link:nth-child(4)) > .card-link .link-arrow{display:none}
  .grid.g3:has(> .card-link:nth-child(4)) > .card-link h3{font-size:.98rem}
  .sectors,.grid:has(> .sector){grid-template-columns:1fr 1fr}
  .sector{padding:14px;gap:8px;min-height:0}
  .sector p,.sector .link-arrow{display:none}
  .sector h3{font-size:.95rem}
  .sector .ico{width:22px;height:22px}
  /* Rodapé mais curto */
  .ftr{padding-block:40px 24px}
  .ftr-grid{grid-template-columns:1fr 1fr;gap:28px 20px}
  .ftr-grid>div:first-child{grid-column:1/-1}
  .ftr-grid>div:last-child{grid-column:1/-1}
  .ftr-bottom{margin-top:28px}
  .disclaimer{font-size:.74rem}
  .float-wa{right:12px;bottom:calc(12px + env(safe-area-inset-bottom,0px))}
}
.art-layout>*,.prose{min-width:0}
.prose .table-wrap table{min-width:520px}

.float-wa .ico-wa{width:26px;height:26px}
.btn .ico-wa,.topbar .ico-wa{width:1.2em;height:1.2em}


/* Sem breadcrumbs: o topo das páginas internas começa direto no título */
.phero .eyebrow.mt-3,.b-hero .eyebrow.mt-3,.v-hero .eyebrow.mt-3{margin-top:0}
.phero{padding-block:clamp(28px,4.5vw,56px) clamp(28px,4vw,52px)}
.wa-hint{margin-top:-4px}
.qz-formbox{display:grid;gap:14px;margin-top:6px}
.qz-formbox .form{gap:14px}
.form-ok .btn+.btn{margin-top:4px}

/* Revisa Banco — revisão de financiamentos e contratos bancários para quem paga parcela alta.
   Layout: direto e confiante — títulos grossos e amigáveis (Bricolage Grotesque), azul de banco que "vira o jogo"
   com verde de dinheiro de volta; números grandes; formulário em etapas pensado para o celular. */
:root{
  --bg:#F5F7FB; --bg-2:#E9EEF7; --surface:#FFFFFF; --field-bg:#FFFFFF; --phero-bg:#EAF0FA;
  --ink:#0E1A33; --ink-2:#465370; --ink-3:#727D95; --line:#DCE3EF; --line-strong:#B9C4D8;
  --brand:#0B2463; --brand-2:#133280; --brand-ink:#FFFFFF; --brand-muted:#B4C3E6; --brand-line:#2A4592;
  --accent:#19B26B; --accent-text:#0B7F4A; --accent-on-dark:#4BD996; --accent-soft:#DDF5E9;
  --cta:#19B26B; --cta-ink:#04261A; --cta-hover:#14A061; --focus:#19B26B;
  --wa:#1C9E52; --wa-hover:#168443;
  --ok:#0B7F4A; --ok-soft:#DDF5E9; --warn:#A65A00; --warn-soft:#FDEBD0; --danger:#C2261B; --danger-soft:#FBE0DD;
  --hdr-bg:rgba(245,247,251,.93);
  --ftr-bg:#081A4A; --ftr-ink:#FFFFFF; --ftr-muted:#AFBEE0; --ftr-faint:#7F90BA; --ftr-line:#1B3172; --ftr-logo-bg:#4BD996; --ftr-logo-fg:#081A4A;
  --logo-bg:#0B2463; --logo-fg:#4BD996; --logo-accent:#14A061;
  --f-display:"Bricolage Grotesque","Segoe UI",system-ui,sans-serif;
  --f-body:"Instrument Sans","Segoe UI",system-ui,sans-serif;
  --f-ui:"Instrument Sans","Segoe UI",system-ui,sans-serif;
  --f-mono:"Instrument Sans","Segoe UI",sans-serif;
  --fs:17px; --h-weight:800; --h-track:-.03em;
  --h1:clamp(2.3rem,5.4vw,4rem); --h2:clamp(1.8rem,3.4vw,2.6rem); --h3:1.3rem;
  --r:12px; --r-lg:16px; --r-xl:24px; --r-btn:12px; --maxw:1200px;
}
.s-bank .btn{min-height:52px}
.s-bank h1 .hl,.s-bank h2 .hl{color:var(--accent-text)}
.s-bank .sec-dark h2 .hl,.s-bank .on-dark h1 .hl,.s-bank .b-hero h1 .hl{color:var(--accent-on-dark)}
.s-bank .cta-band .btn-ghost{border-color:var(--brand-line);color:#fff}

.b-hero{background:var(--brand);color:#fff;padding-block:clamp(40px,6vw,88px);position:relative;overflow:hidden}
.b-hero::before{content:"";position:absolute;inset:auto -10% -40% auto;width:60%;aspect-ratio:1;border-radius:50%;background:radial-gradient(circle,rgba(75,217,150,.22),transparent 65%)}
.b-hero .wrap{position:relative}
.b-hero h1{color:#fff;max-width:15ch}
.b-hero .lead{color:var(--brand-muted);margin-top:20px;font-size:1.18rem}
.b-hero .row{margin-top:28px}
.b-hero .btn-ghost{border-color:var(--brand-line);color:#fff}
.b-hero .btn-ghost:hover{border-color:#fff}
.b-hero .eyebrow{color:var(--accent-on-dark)}
.b-hero .crumbs{color:var(--brand-muted)}.b-hero .crumbs a{color:#fff}
.mini-trust{display:flex;flex-wrap:wrap;gap:10px 20px;margin-top:28px;color:var(--brand-muted);font-size:.92rem}
.mini-trust span{display:inline-flex;gap:8px;align-items:center}
.mini-trust .ico{color:var(--accent-on-dark)}

/* Boleto antes/depois */
.boleto{background:#fff;color:var(--ink);border-radius:var(--r-xl);padding:24px;display:grid;gap:16px;box-shadow:0 40px 80px -30px rgba(0,0,0,.5)}
.boleto-h{display:flex;justify-content:space-between;align-items:center;gap:12px;font-family:var(--f-ui);font-weight:700}
.boleto-h span{font-size:.8rem;color:var(--ink-3);font-weight:600}
.bv{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.bv div{border-radius:var(--r);padding:16px;display:grid;gap:4px}
.bv .old{background:var(--danger-soft)}
.bv .new{background:var(--accent-soft)}
.bv small{font-family:var(--f-ui);font-weight:700;font-size:.78rem;text-transform:uppercase;letter-spacing:.06em}
.bv .old small{color:var(--danger)}.bv .new small{color:var(--accent-text)}
.bv b{font-family:var(--f-display);font-weight:800;font-size:clamp(1.5rem,3vw,2rem);letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.bv .old b{text-decoration:line-through;text-decoration-thickness:3px;text-decoration-color:rgba(194,38,27,.55)}
.bv span{font-size:.85rem;color:var(--ink-2)}
.boleto-f{display:flex;justify-content:space-between;gap:12px;align-items:center;padding-top:14px;border-top:1px dashed var(--line-strong);flex-wrap:wrap}
.boleto-f b{font-family:var(--f-display);font-size:1.5rem;color:var(--accent-text)}
.barcode{height:34px;background:repeating-linear-gradient(90deg,var(--ink) 0 2px,transparent 2px 4px,var(--ink) 4px 5px,transparent 5px 8px,var(--ink) 8px 11px,transparent 11px 13px);opacity:.85;border-radius:2px}
.boleto .fine{font-size:.78rem;color:var(--ink-3)}

/* Calculadora */
.cj{display:grid;gap:24px}
@media(min-width:960px){.cj{grid-template-columns:.9fr 1.1fr;align-items:start}}
.cj-out{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-xl);padding:clamp(22px,3vw,32px);display:grid;gap:18px}
.cj-rate{display:flex;flex-wrap:wrap;gap:6px 16px;align-items:baseline}
.cj-rate b{font-family:var(--f-display);font-weight:800;font-size:clamp(2.4rem,5vw,3.4rem);letter-spacing:-.03em;font-variant-numeric:tabular-nums;line-height:1}
.cj-rate span{color:var(--ink-2)}
.gauge{position:relative;height:14px;border-radius:999px;background:linear-gradient(90deg,var(--accent) 0 50%,#F2B53A 50% 65%,var(--danger) 65%);opacity:.9}
.gauge i{position:absolute;top:-6px;width:4px;height:26px;border-radius:2px;background:var(--ink);transform:translateX(-50%);left:0;transition:left .3s}
.gauge-l{display:flex;justify-content:space-between;font-size:.8rem;color:var(--ink-3);margin-top:6px}
#cj-gauge{display:block;height:0}
.cj-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.cj-grid div{background:var(--surface);padding:14px 16px;display:grid;gap:2px}
.cj-grid small{font-size:.8rem;color:var(--ink-3);font-weight:600}
.cj-grid b{font-family:var(--f-ui);font-size:1.12rem;font-variant-numeric:tabular-nums}
.cj-st{display:none;gap:10px;grid-template-columns:auto 1fr;padding:16px;border-radius:var(--r)}
.cj-out[data-state=alto] .st-alto,.cj-out[data-state=medio] .st-medio,.cj-out[data-state=ok] .st-ok,.cj-out[data-state=vazio] .st-vazio{display:grid}
.st-alto{background:var(--danger-soft)}.st-alto .ico{color:var(--danger)}
.st-medio{background:var(--warn-soft)}.st-medio .ico{color:var(--warn)}
.st-ok{background:var(--accent-soft)}.st-ok .ico{color:var(--accent-text)}
.st-vazio{background:var(--bg-2)}
.cj-out[data-state=vazio] .cj-res{opacity:.35}
.cj-dif{display:flex;justify-content:space-between;align-items:baseline;gap:12px;flex-wrap:wrap;padding:16px;border-radius:var(--r);background:var(--brand);color:#fff}
.cj-dif b{font-family:var(--f-display);font-size:1.7rem;color:var(--accent-on-dark)}

/* Wizard */
.wizard{display:grid;gap:22px}
.wz-prog{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:8px;counter-reset:w}
.wz-prog li{counter-increment:w;display:grid;gap:8px;font-family:var(--f-ui);font-weight:700;font-size:.82rem;color:var(--ink-3)}
.wz-prog li::before{content:"";height:6px;border-radius:999px;background:var(--line)}
.wz-prog li.done::before,.wz-prog li.cur::before{background:var(--cta)}
.wz-prog li.cur{color:var(--ink)}
@media(max-width:520px){.wz-prog li span{display:none}.wz-prog li.cur span{display:inline}}
.wz-step{display:grid;gap:16px}
.wz-step h3{font-size:1.45rem}
.wz-nav{display:flex;gap:12px;justify-content:space-between;flex-wrap:wrap}
.wz-nav .btn-primary{margin-left:auto}
.up-grid{display:grid;gap:12px}
.up-slot{position:relative;display:grid;gap:6px;border:2px dashed var(--line-strong);border-radius:var(--r-lg);padding:16px;background:var(--bg);transition:border-color .15s,background .15s;cursor:pointer}
.up-slot:hover,.up-slot.drag{border-color:var(--cta);background:var(--accent-soft)}
.up-slot.has{border-style:solid;border-color:var(--accent);background:var(--surface)}
.up-slot input[type=file]{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%}
.up-head{display:flex;gap:12px;align-items:center}
.up-head .ico{width:28px;height:28px;color:var(--accent-text)}
.up-head b{font-family:var(--f-ui)}
.up-head small{display:block;color:var(--ink-3);font-size:.84rem}
.up-slot.has .up-head{display:none}
.up-info{display:flex;align-items:center;gap:12px}
.up-info:empty{display:none}
.up-thumb{width:52px;height:52px;border-radius:8px;object-fit:cover;flex:none;display:grid;place-items:center;background:var(--danger-soft);color:var(--danger);font-weight:800;font-size:.8rem}
.up-name{display:grid;min-width:0;flex:1}
.up-name b{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;font-size:.95rem}
.up-name small{color:var(--ink-3)}
.up-rm{position:relative;z-index:2;border:1px solid var(--line-strong);background:var(--surface);border-radius:8px;padding:8px 12px;font-weight:700;cursor:pointer}
.up-err,.up-warn{color:var(--danger);font-size:.88rem}
#wz-resumo{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r);overflow:hidden;margin:0}
#wz-resumo div{background:var(--surface);padding:12px 14px}
#wz-resumo dt{font-size:.78rem;color:var(--ink-3);font-weight:700}
#wz-resumo dd{margin:2px 0 0;font-weight:700;word-break:break-word}

.problem{display:grid;grid-template-columns:auto 1fr;gap:14px;padding:20px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg)}
.problem .ico{width:26px;height:26px;color:var(--danger)}
.problem b{font-family:var(--f-ui);font-size:1.05rem}
.problem p{color:var(--ink-2);margin-top:4px;font-size:.96rem}
.post .thumb{background:var(--brand);color:var(--accent-on-dark)}
.post .thumb::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 15%,rgba(75,217,150,.3),transparent 50%)}
.post .thumb .cat{position:absolute;left:14px;bottom:12px;font-family:var(--f-ui);font-weight:700;font-size:.78rem;color:var(--brand-muted)}
.post.feat{display:grid;gap:28px;border-bottom:0}
@media(min-width:900px){.post.feat{grid-template-columns:1.2fr 1fr;align-items:center}}
.post.feat h3{font-size:clamp(1.6rem,2.6vw,2.2rem)}
.quote{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:24px;display:flex;flex-direction:column;gap:12px}
.quote blockquote{margin:0;font-size:1.04rem}
.quote footer{margin-top:auto;font-size:.9rem;color:var(--ink-2)}
.quote footer b{color:var(--ink);display:block}
.sec-dark .quote{background:var(--brand-2);border-color:var(--brand-line)}
.sec-dark .quote blockquote,.sec-dark .quote footer b{color:#fff}
.sec-dark .quote footer{color:var(--brand-muted)}

/* Refinamento v2 — sem brilho decorativo no topo, cantos médios. */
:root{--r:8px;--r-lg:10px;--r-xl:14px;--r-btn:8px}
.b-hero::before{display:none}
.boleto{box-shadow:0 24px 50px -30px rgba(0,0,0,.55)}
.problem{border-radius:var(--r)}
.quote{border:0;border-top:3px solid var(--accent-on-dark);border-radius:0;background:none;padding:20px 0 0}
.sec-dark .quote{background:none}

@media(max-width:640px){
  .b-hero{padding-block:28px 36px}
  .mini-trust{margin-top:18px;font-size:.85rem}
  .boleto{padding:18px}
  .grid.g4:has(> .problem){grid-template-columns:1fr;--gap:10px}
  .problem{padding:14px}
  .cj-grid b{font-size:1rem}
  .cj-rate b{font-size:2.2rem}
}
.cj-out>*,.cj-res>*,.cj-grid>*{min-width:0}
.cj-grid b{overflow-wrap:anywhere}

.wz-prog{grid-template-columns:repeat(3,1fr)}